on finances

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TEHRAN， July 27 (Xinhua) -- Following are the results of the first week of Iranian Super League matches played on July 25-26 (home teams listed first):


Tractor Sazi 2 Esteghlal Khuzestan 2


Siahjamegan 2 Zobahan 1


Esteghlal Tehran 1 Naft 1


Saba 0 Sanat Naft 0


Gostaresh 0 Paykan 0


Sepahan 0 Padideh 1


Foolad 1 Mashin Sazi 2


Saipa 0 Persepolis 1


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MetLife unveiled their findings about consumer awareness of both accident and critical illness insurances.
In 2013, Metlife attempted to determine how aware employees were about critical illness and accident insurance, especially in regard to the financial blow that either of these problems could have on their families. The conductors also emphasized what employers should be aware of to put in place, communicate, and maximize the voluntary insurance plans.
This study looks at three main parts of critical illness insurance:
? The impact it has on finances
? What employers should realize when they provide critical illness insurance
? The checklist for providing enrollment effectively
The conclusions that were based on the survey indicates that American employees are not able to cope in the event of an accident or critical illness, and most have almost no idea of what the financial implications can be. With the increase in health costs, co-pays, and deductibles, it is absolutely necessary that consumers know the costs that might be involved.
Most consumers think that because they have purchased disability and health insurance coverage, they are at a lesser risk. However, this study shows that even taking into consideration the traditional coverage, the average expenses for accidents that are out-of-pocket can be upwards of $4,000; for critical illness this average jumps to upwards of $14,000.
The research also shows three areas that employees who have a productive benefits program focuses on:
? Providing their employees with choices
? Educating these employees in order to raise their awareness
? Making the employees more aware of both the risks and costs of suffering critical illnesses
Employers providing choices to their employees is foremost, since all employees are not at an equal risk in each event. While younger employees more likely will suffer accidents, older employees will fall prey to critical illnesses. Thus, the needs for them differs; choices give them the options to choose what is the best at that stage in their lives.
This lack of education about coverage is also keeping many employees from getting a truly educational plant to keep their assets they’re working their harde.